Homeowner Appraisal Services

Homeowners need appraisals or appraisal reviews for a variety of reasons, including a mortgage refinance, property tax challenge, home equity loan, pre-listing services, and PMI removal.  When you order an appraisal or review from Hood To Coast Appraisals, Inc., you can rest assured that you will get the best in professional service, courtesy, and quality.  Our service area is located on the home page of this website (see button).

County Tax Reduction (RE Tax)

November is tax bill time!  Although prices in many neighborhoods have declined over the past 18 months, your assessed value for real estate tax may still be climbing.  We can provide an up-to-date appraisal that will tell you if your taxes are too high.  You can then submit your appraisal to the county as proof that your value has declined.  Just check with your county assessor's office or website for specific requirements and time line for your tax challenge.

Refinance / Home Equity

Be sure that you request us if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it.  A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.  In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer.  It gives you something concrete to show your buyer.  It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. And by hiring Ken Hickman - your state certified, FHA approved appraiser at Hood To Coast - you can get an up-to-date analysis of current sales and listings in your specific market area.

PMI Removal Appraisals

A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a professional "double-check" it for accuracy or do you need a second opinion without the expense and delay of waiting for a whole new appraisal?